Long-stay travel insurance — Verified on September 18, 2026
Chapka discount code: 10% off Cap Aventure travel insurance
One partner link, no code to copy: the 10% discount is tied to our link. Cap Aventure covers trips of 3 to 24 months — ideal for a long stay or a Southeast Asia tour that includes Vietnam.
travel insurance
Discount through our partner link — no code needed
Get 10% off now✓ Plan, coverage and prices verified on September 18, 2026
The essentials in 30 seconds
- Discount
- 10% off through our partner link, no code to enter
- Plan
- Cap Aventure (Chapka Assurances, with AXA Assistance)
- Trips covered
- 3 to 24 months, tourism only, under 79 years old
- Medical costs in Vietnam
- Up to €200,000, from the first euro, no deductible
- List price
- From €64 per month — €217 for 3 months (ages 1–40)
- Motorbikes
- Covered up to 125 cc, helmet and licence required
- Residency required
- European Economic Area, Andorra, Monaco, French overseas territories
How to get 10% off Chapka
There is no code to copy: the benefit comes through a partner link. Three steps are all it takes:
- 1
Click our partner link
It opens the Cap Aventure plan page on chapkadirect.fr, carrying our partner ID.
- 2
Start your quote from that page
Click “Devis / Souscrire”, then enter your dates, travel zone and travellers. Stay in the same browser, without going through a comparison site.
- 3
Check the price before paying
The summary shows the final rate. If the 10% discount isn't there, restart from our link (with your ad blocker off) or write to us.
Chapka Cap Aventure: what does it cover in Vietnam?
Chapka Assurances is a French specialist in insurance for long-stay travellers and expats. Cap Aventure, its plan for round-the-world trips and journeys longer than 3 months, relies on AXA Assistance and is bought 100% online. Based on the terms Chapka publishes, here is what matters for Vietnam:
- ✓
Medical costs up to €200,000. Sudden illness or accident, from the first euro and with no deductible (except USA and Canada). Pre-existing conditions that aren't stabilised, comfort care and vaccines are excluded.
- ✓
Hospital stays without paying upfront. For a hospital stay of more than 24 hours, you call the 24/7 assistance line: it contacts the hospital and you don't have to advance any costs. For a simple consultation, you pay first and get reimbursed.
- ✓
100% repatriation. Repatriation at real cost if doctors deem it necessary, early return if a relative is hospitalised or dies, and a relative's visit after more than 7 days in hospital.
- ✓
24/7 medical teleconsultation. A French-speaking doctor reachable at any hour from the Chapka app, where you also file claims and track reimbursements.
- ✓
Adventure sports covered. Trekking with no altitude limit, diving to 40 m, surfing, cycling, canoeing, sailing. Excluded: parachuting, caving, motor sports and combat sports.
- ✓
Baggage, liability, legal fees. Baggage up to €2,000 (of which €1,000 for valuables), personal liability €4,500,000, legal fees up to €13,000, search and rescue up to €3,500.
- ✓
Instalments and instant certificate. Pay in 3 or 4 instalments from €150, with a multilingual insurance certificate available immediately after purchase.
Motorbikes in Vietnam: what Chapka covers and what it excludes
Renting a scooter is almost a given in Vietnam, and it's the top source of nasty surprises with travel insurance. Chapka is explicit about three conditions:
- ⚠
125 cc maximum. Costs from an accident on a motorised two- or three-wheeler above 125 cc are not covered. A Honda Wave or Vision (about 110 cc) is within the limit; a Yamaha Exciter 150 or Honda Winner 150 is not.
- ⚠
Helmet required. Without a helmet (rider or passenger), no two-wheeler accident costs are covered — even if the rental shop doesn't require one.
- ⚠
Valid licence. You must hold the licence matching the category of vehicle you ride. Motor sports, motocross included, are excluded.
These rules come from the Cap Aventure FAQ and general terms: read them before you go.
Is Cap Aventure right for your trip?
This plan doesn't suit every trip. Here are the conditions Chapka publishes:
- →
3 to 24 months. For under 3 months it's the wrong plan (see the comparison below). Beyond 24 months, Chapka can no longer insure you.
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Tourism only. No work, student or working-holiday visa. If you teach or work in Vietnam, Chapka points you to another plan: contact its customer service before buying.
- →
Residency and age. Resident of the European Economic Area, Andorra, Monaco or a French overseas territory, and under 79 years old.
How much does Cap Aventure cost with 10% off?
The rate depends on duration, age and zone. Here is Chapka's public price grid for the whole world excluding the USA and Canada (Vietnam is included), with the discount applied as a rough guide:
| Duration · traveller age | Chapka list price | With 10% off |
|---|---|---|
| 3 months · ages 1–40 | €217 | ≈ €195 |
| 6 months · ages 1–40 | €416 | ≈ €374 |
| 12 months · ages 1–40 | €767 | ≈ €690 |
| 6 months · ages 50–64 | €624 | ≈ €562 |
Chapka price grid checked on September 18, 2026, medical cover €200,000. Indicative calculation: the final price appears on your quote. Chapka also applies its own couple (−5%) and family of 3+ (−10%) discounts.
Get my quote with 10% offChapka, Heymondo or Yupwego: which one to choose?
We feature three insurers for three profiles. Our take for a trip to Vietnam:
Chapka Cap Aventure — 3 to 24 months
The right pick for a long trip or a Southeast Asia tour: decreasing monthly rate, adventure sports covered, bought from your country of residence.
Heymondo — short stays
For two to four weeks in Vietnam: medical costs paid directly and an automatic 15% discount.
See the Heymondo discount code →Yupwego — work visas, seniors, very long stays
Useful if you need a work or working-holiday visa, or if you're over 79 (up to 85 with Yupwego).
See the Yupwego discount code →
To compare every insurer and the essential coverage, see our complete guide to travel insurance for Vietnam.
Frequently asked questions about the Chapka discount code
Do I need to enter a Chapka discount code at checkout?
No, there is no code to copy: the 10% discount is tied to our partner link. Click the button on this page, start your quote from the Cap Aventure plan page and check the final price on the summary before you pay.
Which Chapka plans does the 10% discount apply to?
Our link opens the Cap Aventure plan page, the insurance for trips of 3 to 24 months: it's the plan we checked the offer on. For any other Chapka plan (cancellation, working holiday, study…), we can't guarantee the discount.
Is Cap Aventure suitable for a 2-week trip to Vietnam?
No: the plan is reserved for trips of 3 to 24 months. For a shorter stay, look at a short-trip insurer such as Heymondo (dedicated page with an automatic 15% discount) or Chapka's short-stay plans.
How much does Cap Aventure cost for Vietnam?
According to Chapka's public grid checked on September 18, 2026: €217 for 3 months, €416 for 6 months and €767 for 12 months (traveller aged 1–40, whole world excluding the USA and Canada), which is roughly €195, €374 and €690 with 10% off. The price rises with age: €624 for 6 months between 50 and 64.
Is a motorbike covered in Vietnam with Chapka?
Yes, with conditions: vehicle of 125 cc maximum, helmet worn by rider and passenger, and the right licence. An accident on a two-wheeler above 125 cc, without a helmet or without a licence isn't compensated. Check your rental's engine size before you ride off.
What happens if I'm hospitalised in Vietnam?
Contact the assistance platform, reachable 24/7 and free of charge from the Chapka app with just an internet connection. For a hospital stay of more than 24 hours, it contacts the hospital and you don't have to advance costs. For a consultation or a stay under 24 hours, you pay on the spot and send your invoices for reimbursement.
Can I buy Cap Aventure after I've left home?
Yes, online and by bank card (foreign cards work too), but a 12-day waiting period applies during which medical costs aren't covered. Buying from your country of residence, up to the day before departure, removes that waiting period.
Does the discount stack with Chapka's couple and family discounts?
Chapka already applies −5% for couples and −10% for families of 3 or more. We can't guarantee stacking with our link's discount: your quote summary shows the final price, so compare it before you pay.
Who can buy Cap Aventure, and is the Chapka site in English?
People under 79 living in the European Economic Area, Andorra, Monaco or a French overseas territory, for a strictly tourist trip of 3 to 24 months — residents of the UK or the USA don't qualify. Our link opens chapkadirect.fr, which is in French: the discount is tied to that address, so we recommend staying on it and using your browser's translation.
10% off your Chapka Cap Aventure insurance
Partner link, no code needed — verified on September 18, 2026.
Claim the discountTransparency: this is a partner link. We earn a commission if you buy insurance through it, at no extra cost to you. Coverage, limits and prices described come from Chapka Assurances' public pages checked on September 18, 2026; only the general terms of your contract are binding.